mathworks matlab Credit cards offer the twin benefits of convenience and security – which is why there are about 60 million of them in circulation in the UK at the moment.
With the average household debt in the UK being £13,520 and growing, and with 100,000 people each year declaring bankruptcy, an open dialogue about debt and debt management solutions is increasingly important.
It’s amazing how far-reaching the impact sky-high costs of housing has had on Generation Y.
Maintaining healthy credit relies on responsible spending and timely repayment. While each person’s finances are unique, several universal strategies apply.
If you are struggling with debt of more than £7,000, then an Individual Voluntary Arrangement (IVA) might be the best solution.
For one reason or another, you may have found yourself in dire financial straits. You’ve woken up and smelt the coffee and are now aiming to get your debt repaid and back onto the straight and narrow.
Whilst critics would argue that not enough changes have been made since the 2008 global economic crisis, one big change was the increase in popularity of Guarantor Loans.
The most common, yet erroneous, assumption relating to personal loans is that they’re a mark of financial failure, but this isn’t necessarily the case.
In November 2014 alone, Brits borrowed over £1.25 billion in credit cards, loans and overdrafts. But, are we due a new credit bubble in the UK?
Graduated and found a job?! Congrats! You’re probably now thinking about student loan repayment. Should you be paying back student loans early? We say: NO!
The government crackdown on irresponsible lending by payday loans companies has begun. However, is there currently a viable alternative to payday loans?
The government now officially agree – you should avoid payday loans like the plague. With annual interest rates exceeding 7,000%, its easy to see why!
Your credit score impacts your ability to obtain financial products, including mortgages and credit cards. Here’s how to check your credit score for free.
With a range of financing options available on new cars, including PCP, it is not always easy to determine the best. Hopefully, this analysis will help you!
Your credit score impacts your ability to buy a house or get credit card deals (cashback, rewards, etc). Here are some ways to improve your credit score.
Taking out a loan can be a difficult process. Read our tips and various things to avoid when taking out a short-term or long-term loan.
Should I pay down debt or save for retirement? A million dollar question! Maybe even in reality if retirement contributions are substantial each year! Paying down debt is the number one priority of many people. I’m not going to argue that this is a bad thing. Its certainly better than not prioritizing it at all.…
Car loans – should I finance my vehicle with a car loan? I have read many articles recently, and a bazillion questions on reddit, regarding the financing of new vehicles and whether it is a good idea to buy a new vehicle with a car loan. Short answer – no, it really isn’t. Please don’t…
In getting out of debt, understanding the avalanche and snowball method of debt reduction, and choosing the right one, is a key step.
Sheldon from Missouri writes in with a plea to “help me pay my debt”. We show a step-by-step guide to help Sheldon pay off his debt!