2014 New Year Resolutions – Update on my 2014 goals
At the start of November, I posted my 2014 New Year Resolutions. It probably reflects my personality (I may be a little impatient at times), but I couldn’t wait to get started. I recorded my 2014 New Year Resolutions (personal and financial goals) early and started working towards them straight away!
Unfortunately, things took a hit (quite literally) as soon as they started. I had a cycling accident at the start of November and a couple of goals had to change a little. Therefore, here is my progress against my revised goals.
2014 New Year Resolutions – November update
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Top 3 successes
Goal 1 – This month I was able to increase my net wealth significantly. A great start to my 2014 New Year resolutions! Quite frankly, its amazing how little you spend when you can’t get out of bed for two weeks!!
Goal 7 – Dividend income was far higher than expected. However, this was because my two highest yielding stocks both paid their final dividend in the month. I expect this to return to the mean in coming months.
Goal 12 – A 3 week trip to China in October / November adds my first foreign country visited.
Goal 4 – The capital mortgage repayment was just under the amount required per month. However, my total repayment is restricted by overpayment charges. Going forward, my total repayment will remain constant. As I pay down more capital over the year, the interest will reduce each month. Therefore, my capital repayment will increase over time.
Goal 8 – moneystepper profit is significantly below the desired amount. However, given that the site is relatively young, I hope that this will increase as the year goes on.
Goal 10 – My accident meant that I couldn’t do any exercise for the first 3 weeks of the month. I have some catching up to do here!
2014 New Year Resolutions – get started early
I’m really pleased that I documented my 2014 New Year Resolutions and goals early this year. I know a lot of people who are going to do X, Y and Z in the New Year. These things they have planned will significantly improve their lives. However, they are doing nothing towards their goals today. Why? Because they have this arbitrary start date in mind.
So, what are you waiting for? Record your 2014 New Year Resolutions and get started today!!
Need some more ideas, here are 100 to get your started.
How are you guys doing in your goals? Have you started setting your 2014 financial and personal goals yet? What will your 2014 New Year Resolutions be?