As the EU referendum debate draws to a close, it seems that the nation is still generally undecided on whether the UK would be better in or out of the EU.
Tina asks: “If I contribute to my pension I’ll be paying 5%, and my employer will match that. Should I stop my pension contributions and only save for a house?”
For one reason or another, you may have found yourself in dire financial straits. You’ve woken up and smelt the coffee and are now aiming to get your debt repaid and back onto the straight and narrow.
We just can’t help ourselves when when we know we’re being impulsive, foolish or dangerous. How many deadlines have we knowingly missed? How many needless risks have we taken despite knowing better?
If you have recently begun to invest in the market, or are currently in the process of learning how to do so, you’ll have noticed that there are many terms to learn.
Ian asks: “I have zero knowledge about investing, but I’m interested in oil stocks. Any idea where to start, and any specific company to invest in?”
Whilst critics would argue that not enough changes have been made since the 2008 global economic crisis, one big change was the increase in popularity of Guarantor Loans.
The taxman, and many other parties, want to take money from the property in your estate. Today, we look at ways to stop them!
Heather asks: “I currently pay my Dad £120 towards the household expenses, as does my brother. My partner is due to move in, should he also pay my Dad?”
As the debate over leaving the EU rages on, we take a look at the pros and cons of the Brexit on the UK economy.
The world’s largest and most liquid capital market is the currency market. Forex market transactions generate a worldwide flow of more than $5 trillion per day.
Tamzin asks: “I’ve been left some money by my late Grandfather and I’m trying to work out whether I should pay down my student loan. What do you think?”
Frances asks: “I bought in 2001 for £137k as my only residence and its now valued at £400k, implying the CGT will be astronomical. How much CGT will I pay?”
Sally is struggling to save up for her first home and get a mortgage. But is Sally alone? And what can Sally do to get a mortgage? #GetSallyHome
Improvements in technology are continually reducing motoring costs and innovation is bringing down the price of driving.
Jim asks: “I’ve got into the habit of paying for things with my credit cards, and need some advice on paying down the debt that I’ve built up.”
So, Moneystepper, what’s the best thing to invest my money in? Being the host of a personal finance podcast, it’s inevitable that I’d receive this question. The funny thing is just how difficult it is to answer that question. However, today, I’m going to try to put one piece of the puzzle in place for…
Harry asks: “I have had a Santander 123 credit card for about a year. How negatively it will affect my credit score by cancelling?”
Sandy asks: “How should I inform if I’m getting a lodger. Will my insurance premium go up? Could my mortgage provider forbid me?”
Osborne hailed the 2016 budget as “a budget for the next generation”. Has he shortened that from the longer “a budget for the next generation to pay for”?
Siv asks: “I plan to invest monthly £1000 in an S&P 500 ETF. Should I use S&S ISA or SIPP? Which platform or broker should I invest in?”