Danielle asks: “I’ve just been gifted £5000 and not sure where to put it. I was thinking S&S ISAs but I’ll need to access it in short time I’m not sure.”
Financial management is not easy and sitting back in the cold light of day can reveal some depressing figures; too many outgoings and not enough incomings.
Grant asks: “When I rent out a property and fill in my self-assessment form, what expenses can I offset against profits and how far back can I go?”
The UK’s commercial property market can be a potential minefield for the novice investor. But, could commercial investment be right for you?
Tony asks: “Where do I start to invest in stocks and shares ISA? Where do I go? How do I go about it? ISA or Pension?”
Here are some reasons that might change the way you think about real estate agents. Maybe they’re not the bad guys after all…
Tony asks: I’ve taken on various new roles within my firm but not received a raise for them. What/how would be the best way for me to ask for a raise?”
Alistair asks: “I wish to move from my £210k house to a £305k property, but I’m self employed.What would you recommend I do to get a mortgage?”
Helen asks: “M&S have told me that someone had used my card without my knowledge. What should I do?”
With a growing number of investors from all skill levels migrating the to the Forex markets, there is more of an opportunity than ever before.
Ian asks: “I’m 25 and I’ve recently started with a new employer. I’ve been given certain options in terms of salary sacrifice. Which would you recommend?”
It may be your dream day, but that doesn’t mean that your wedding day should cause you financial nightmares now and for years to come!
Rachel asks: “I know that new stamp duty of +3% comes is in effect in April 2016. If I bought it as a company could I avoid stamp duty?”
With CFDs, only the movement of the asset is predicted, so money can be made or lost whether an asset’s value increases or decreases.
Angela asks: “Should I invest a full lump sum at once at the beginning of the tax year or invest in 12 equal amounts throughout the year?”
We made it!! After a long year, the 2015 challenge is now complete. Check out all the winners and winners (there’s no losers here, sorry) below, and get excited for the 2016 challenge!
Petula asks: “I bought a flat in 1999 and have rented it out since. I’m selling for £150,000. Should I live in it for so that I’m eligible for PPR relief?”
Happy New Year. The Christmas festivities are over. Now, it’s back to work. And, if my Facebook feed is anything to go by, people are not best pleased.
Maria asks: “I’m a tenant in a flat that’s been sold. My lease is until Feb but the new owner wants to add £70 to the rent from next month. Is this legit?”
Today’s article is contributed by Regis Arzu Jr. from the personal finance website Pain To Progression, who recalls the lessons he learned discussing money with his teenage brother.
David asks: Do you have any tips on the easiest and cheapest way to get your house valued?