Viewing category: Financial Planning

Am I saving enough in my pension for a comfortable retirement?   Oh, pensions – BORING!! Not anymore. Didn’t you get the memo: pensions are the new black. Well, maybe not. But, they are incredibly important, whatever your age. Am I saving enough for my pension? Chances are, probably not. If you haven’t already, then… Read more

What are payday loans? For those of you who aren’t in the know (and that might be a very good thing!!) a payday loan is a short-term unsecured loan. The loans are also sometimes referred to as “cash advances” and often rely on the consumer having previous payroll and employment records.   How much do… Read more

Setting my 2014 goals a little early this year Towards the end of September and the start of October, I started to write down some goals for 2014. I also decided that I would post these on moneystepper and measure my progress against them each month. I wanted to do this for two reasons: 1)     … Read more

The Dave Ramsey Show – live from financial peace plaza… you know the rest! Yes, you are right. That, right there, is modern art. Being involved in the personal finance world, it is impossible to avoid mentions of Dave Ramsey. He is the host of the Dave Ramsey radio show, described on his website as… Read more

British Gas price increase – why do they keep on going up? Over the past 10 years, British Gas prices have increased their prices to the customers by an average of 10.6% every year, or 8.6% per year greater than inflation. In this time, their owner Centrica, have provided a plethora of excuses why these prices… Read more

As a nation, it seems we don’t know how to make a budget… On a recent flight to Rome, I was reading through the British Airways “Business Life” magazine. On the bottom of most pages, they include interesting facts and figures. This week, the one figure that impacted me the hardest was “18 million people… Read more

Real wages – are you feeling the pinch? Since joining the full time workforce in 2007, all I’ve heard people talk about is the good old days of substantial annual wage increases and how these days are no more. Wages don’t seem to be going up in the way they used to. In fact, following… Read more