Moneystepper

The Steps To Financial Freedom

Regifting – Should I regive presents I have received?

Regifting – should I do it? A truly taboo subject!! Regifting is considered by many to be a terrible deed! But, what if someone has bought you a tremendous gift, but it just isn’t “you”. However, it is a gift which is perfectly suited to someone else you know. In this scenario, regifting would seem like… Read more

Salary changes over time – by sector in the UK

Salary changes over time – how have wages changed by sector? Real wages in the UK have decreased since 2007. Wage increases have fallen behind levels of inflation. This means that people are getting paid less now than they were in 2007. Many would argue that things were getting out of hand in the lead… Read more

How to secure a mortgage as a First Time Buyer

Secure a Mortgage as a First Time Buyer   As a first time buyer with a low credit rating and limited savings, securing a mortgage can be tricky. Having a good credit rating and a large deposit is key to any successful application, but unfortunately these are two blessings the majority of young buyers cannot… Read more

Property Price Predictions for the UK in 2014

Property price predictions for the UK in 2014 The guys at The Property Podcast recently asked me to give my UK property price predictions for 2014. I made a recording for their 2014 property price predictions podcast.   Predicting the UK property market Predicting the property market couldn’t be easier, could it? Just ask John Major in… Read more

Teaching English abroad – Earn money with TEFL jobs

Earn money teaching English abroad – TEFL jobs Teaching English abroad is a great way to travel, see the world, learn about different cultures and presents a great opportunity to earn money by teaching TEFL around the globe. Nick Malia, who spent 6 months in China, explains the benefits (financial and otherwise) of teaching English… Read more

2014 Goals – December update of my 2014 goals

2014 Goals – December update of my 2014 goals At the start of November, I posted my 2014 New Year Resolutions. It probably reflects my personality (I may be a little impatient at times), but I couldn’t wait to get started. I recorded my 2014 Goals (personal and financial goals) early and started working towards… Read more

FTSE 100 diversification – performance of the top 10 consitutents

FTSE 100 Diversification – Buying big The FTSE 100 is weighted by market capitalization. Because of this, the largest companies have a significant impact on the overall performance of the FTSE 100. In fact, the 10 largest companies in the FTSE 100 make up 43.4% of the index. Therefore, you may think that owning these… Read more

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